Glossary
Underwriting
The carrier’s evaluation of your risk — services, revenue, claims history, controls — that determines eligibility, terms, and price. Applications are underwriting…
What is underwriting?
The carrier’s evaluation of your risk — services, revenue, claims history, controls — that determines eligibility, terms, and price. Applications are underwriting documents; treat them with contract-level care.
Why it matters
Underwriting is how carriers decide your price and terms: profession, revenue, claims history, contracts, limits. Understanding what underwriters weigh is how you shop well — clean applications, documented client contracts, and claim-free years all move premium.