Glossary
Waiver of subrogation
An endorsement in which your carrier gives up recovery rights against a named party (usually your client) — a standard contract requirement…
What is waiver of subrogation?
An endorsement in which your carrier gives up recovery rights against a named party (usually your client) — a standard contract requirement in commercial work.
Why it matters
Clients demand this so your insurer cannot chase them after paying your claim. It is routine — most carriers grant blanket waivers by endorsement when required by written contract — but it must be endorsed before the loss, so send the contract to your agent early.