Coverage
Every coverage a professional services firm needs.
Plain-English explanations of what each policy does, who needs it, and what it costs to add.
Professional Liability (E&O)
Defense and damages for alleged mistakes in your professional work.
- Up to $2M per claim
- Defense costs included
- Full prior acts available
General Liability
Third-party bodily injury and property damage protection.
- $1M / $2M standard limits
- Additional insureds included
- Same-day certificate of insurance
Cyber & Data Breach
Breach response and recovery when client data is compromised.
- $250k first-party coverage
- 24/7 incident response line
- PII and PHI ready
Business Owner's Policy (BOP)
Bundled general liability + business property in one policy.
- Property + liability bundle
- Business interruption included
- Discounted vs. standalone policies
First-Party Cyber
Your own recovery costs after a cyber event.
- Business interruption pay-out
- Data restoration costs
- Ransom & extortion coverage
Media Liability
Coverage for defamation, copyright, and IP claims.
- Defamation defense
- Copyright & trademark claims
- Digital and print media
Commercial Property
Coverage for your business property and equipment.
- Building & contents
- Equipment breakdown add-on
- Loss of income options
Workers' Compensation
Required coverage for your employees.
- Medical benefits
- Wage replacement
- State compliance
Umbrella / Excess Liability
Extra limits on top of your primary policies.
- $1M – $5M extra limits
- Follows form of underlying policies
- Peace of mind for large claims