Glossary
Breach of professional duty
Failure to perform services with the skill and care a reasonably competent member of your profession would use — the negligence standard…
What is breach of professional duty?
Failure to perform services with the skill and care a reasonably competent member of your profession would use — the negligence standard at the core of most E&O claims.
Why it matters
This is the core allegation in most E&O claims — that you failed to perform your professional obligations to the standard a client had a right to expect. It does not require intent or even a real mistake; an allegation alone triggers defense costs, which is what the policy is built to absorb.