Glossary
Prior acts coverage
Coverage for work performed before the current policy began, back to your retroactive date. What makes switching carriers safe when done correctly…
What is prior acts coverage?
Coverage for work performed before the current policy began, back to your retroactive date. What makes switching carriers safe when done correctly — and dangerous when it is not.
Why it matters
Prior acts protection reaches back to work you did before this policy started, governed by your retroactive date. When switching carriers, matching your old retro date is the single most important detail — reset it and years of past work go bare.