Glossary
Sublimit
A smaller limit inside the policy for specific costs — regulatory defense, disciplinary proceedings, social-engineering fraud. Sublimits are where coverage surprises live;…
What is sublimit?
A smaller limit inside the policy for specific costs — regulatory defense, disciplinary proceedings, social-engineering fraud. Sublimits are where coverage surprises live; read them before you need them.
Why it matters
A sublimit caps specific coverages inside your bigger limit — regulatory defense at $100k inside a $1M policy, for example. Cheap policies often hide thin sublimits where expensive claims live. The declarations page tells the real story; read the sublimits line.