Glossary
Retroactive date
The earliest work date the policy covers. Claims from services performed before it are excluded. Maintaining one continuous retroactive date across renewals…
What is retroactive date?
The earliest work date the policy covers. Claims from services performed before it are excluded. Maintaining one continuous retroactive date across renewals and carrier moves is the discipline of claims-made insurance.
Why it matters
The retro date is the birthday of your continuous coverage: work performed before it is excluded. Keeping the same retro date through every renewal and carrier switch is how professionals keep a decade of past work insured on this year’s policy.