Glossary
Negligence
Failing to use the care a reasonable professional would in the circumstances. Professional negligence is the central covered allegation in E&O; intent…
What is negligence?
Failing to use the care a reasonable professional would in the circumstances. Professional negligence is the central covered allegation in E&O; intent is not required — that is precisely why insurance works for it.
Why it matters
Negligence is the legal standard most professional claims turn on: did your work fall below what a reasonably careful professional would have done? You can be negligent without being careless in the everyday sense — which is why even meticulous professionals carry coverage.