Glossary
Incident / circumstance reporting
Notifying your carrier of events that could become claims before any demand arrives. Reporting a circumstance locks coverage to the current policy…
What is incident / circumstance reporting?
Notifying your carrier of events that could become claims before any demand arrives. Reporting a circumstance locks coverage to the current policy even if the formal claim comes years later — a claims-made survival skill.
Why it matters
Reporting a circumstance that might become a claim locks coverage to today’s policy — even if the actual claim arrives years later. When something feels off with a client, report it. Late reporting is one of the most common reasons otherwise-covered claims get denied.