Glossary
Cyber liability
Coverage for data breaches and security events — first-party (your response costs: forensics, notification, restoration) and third-party (claims and regulatory actions from…
What is cyber liability?
Coverage for data breaches and security events — first-party (your response costs: forensics, notification, restoration) and third-party (claims and regulatory actions from exposed data).
Why it matters
E&O covers your professional mistakes; cyber covers your systems and data. A stolen laptop with client files, a ransomware lockout, or a fraudulent wire instruction lands here, not on your E&O. Most professional firms now carry both, and many client contracts require both.