Carriers
THREE by Berkshire Hathaway
One three-page policy covering liability, property, workers’ comp, and auto.
THREE is Berkshire Hathaway’s answer to insurance complexity: a single three-page policy that combines general liability, professional liability elements, property, workers’ compensation, and business auto. No stacking separate policies, no coverage gaps between them.
What they write
- One combined small-business policy
- Liability, property, and workers’ comp together
- Business auto included
- Plain-language three-page contract
A good fit for
Small firms that want everything on one simple contract from a Berkshire Hathaway company.
Availability varies by state and business class. Logos and trademarks are the property of their respective owners; no endorsement is implied. Ratings as of August 2026 and subject to change. Coverage descriptions are summaries only; policy terms control.

Berkshire Hathaway group
All-in-one package
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