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THREE by Berkshire Hathaway

One three-page policy covering liability, property, workers’ comp, and auto.

THREE is Berkshire Hathaway’s answer to insurance complexity: a single three-page policy that combines general liability, professional liability elements, property, workers’ compensation, and business auto. No stacking separate policies, no coverage gaps between them.

What they write

  • One combined small-business policy
  • Liability, property, and workers’ comp together
  • Business auto included
  • Plain-language three-page contract

A good fit for

Small firms that want everything on one simple contract from a Berkshire Hathaway company.

Availability varies by state and business class. Logos and trademarks are the property of their respective owners; no endorsement is implied. Ratings as of August 2026 and subject to change. Coverage descriptions are summaries only; policy terms control.

THREE by Berkshire Hathaway logo

Berkshire Hathaway group

All-in-one package

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