Carriers
Coterie Insurance
Instant digital BOP, GL, and professional liability for micro and small businesses.
Coterie is a digital managing general agent that issues business owner’s, general liability, and professional liability policies in minutes, with coverage underwritten by AM Best–rated carrier partners. It shines for micro-businesses that need proof of insurance today.
What they write
- Business owner’s policy (BOP)
- General liability
- Professional liability
- Same-day digital issuance and certificates
A good fit for
Micro-businesses, freelancers, and anyone who needs a certificate of insurance on a deadline.
Availability varies by state and business class. Logos and trademarks are the property of their respective owners; no endorsement is implied. Ratings as of August 2026 and subject to change. Coverage descriptions are summaries only; policy terms control.

Backed by AM Best–rated carriers
Digital MGA
Quick qualifier
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